S. Dai, Chief Compliance Liaison™ | The Compliance Whisperer™ | CRCM | CIA | CCEP | CAMS | CERP | ChFC Your board-level risk & regulatory compliance partner—on call, off bench, and outside the template.
For executives who need a discreet partner to pressure-test strategy, shape regulator responses, and accelerate execution—without vendor noise.
Access is limited each quarter to preserve senior attention. Fees are scoped by complexity and urgency; a fixed monthly retainer with clear on-call windows is typical. Your request is reviewed in confidence. We’ll reply with a proposed time window within three business days.
Finding the right partner started with the founding of The Eleventh
Email: S.Dai@theeleventh-hcl.com
Business Line: 332-296-1191
S. Dai, known as The Compliance Whisperer™, is an enterprise risk and regulatory compliance leader with 20+ years in internal audit and compliance — 10+ years in senior leadership and the balance in client‑facing SME, investigative, and advisory roles. A former Big 4 consultant and financial‑services executive, she founded The Eleventh Agency™ as an invitation‑only alternative to templated consulting: a private chamber reserved for executives and boards.
Driven by the deep passion for her professional discipline, dedication to ethically aligned client partnerships and engagement execution, and the joy of supporting her client dynamically, Dai navigated away from the world of bench-squeezing, hidden engagement team skill gaps, templates replacing analysis, scope creep phobia, renewal-driven compromises that dilute candor, and a lack of cross-disciplinary vision. It was time that someone stepped in where ordinary consultants stop at identifying risk and go further in framing what risk and regulatory compliance executives need today, all while aiming to surface operational efficiencies and support strategic opportunities.
Beyond exam remediation, S. Dai is engaged to challenge work product — including Big 4 deliverables — for vulnerability, applicability, and Statement‑of‑Work alignment; to construct evidence‑based counterpoints; and to author executive‑grade response narratives. She pioneered the Second Set of Eyes Method™: a dual vantage approach that pairs a Regulatory Defense Lens (testing findings and frames) with an Operational Risk Lens (surfacing dependencies inside recommendations so remediation is proportionate, sustainable, and integrated with ERM/IA). She is also retained to stand up and uplift internal capability: training programs and playbooks for compliance, risk, and internal audit; QA protocols; manager‑to‑manager coaching; and executive narrative labs.
Her portfolio spans AML/KYC global transformations, enterprise risk builds, consumer compliance frameworks, mock examinations, regulatory exam strategy and remediation, and high‑stakes investigations support (financial crime, covert surveillance support, organized crime analysis, private legal research, and evidence preparation). She has led 500+ engagements across AML/KYC, enterprise risk, consumer compliance, mock exams, and exam strategy/remediation, including early work in crypto and cannabis banking. S.Dai is repeatedly engaged as the direct point‑of‑contact advisor on retainer for CEOs, CROs, CCOs, CIAs, boards, and audit/supervisory committees — providing discreet foresight, uniquely tailored solutions to tough challenges, and working to enhance strategic operational opportunities alongside risk mitigation through direct‑line retainer counsel, staff training, and executive narratives that hold up with auditors and regulators